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Continue reading →: Data’s First Language: Why Descriptive Analytics still Rule the Boardroom?Author: Dr. Parvathi Jayaprakash, Ph.D (IIM-K), Assistant Professor – Business Analytics, IIPMB In a data-driven world, Descriptive Analytics is the bedrock of informed decision-making. It helps businesses, governments, and individuals make sense of the past — not by guessing, but by summarizing data into meaningful insights. Whether you’re a business…
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Continue reading →: Agricultural Analytics: Powering Smart Farming Through Data🌾Introduction Agriculture today is no longer just about plows and pastures; it’s about precision, prediction, and performance. The global agri-food system is under unprecedented pressure. Population growth, climate volatility, resource degradation, price uncertainty, and market inefficiencies are creating a complex web of challenges. At the same time, we are witnessing…
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Continue reading →: Financial Regulatory Institutions Across the Globe: Guardians of Economic StabilityIntroduction In an increasingly interconnected world, financial markets are the lifeblood of global economic growth and development. With this interdependence comes risk—systemic failures, financial fraud, and global recessions are stark reminders of the vulnerabilities within the financial ecosystem. This is where financial regulatory institutions play a crucial role. These entities…
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Continue reading →: Understanding IFRS 9: A New Era in Financial Instrument ReportingIntroduction The financial crisis of 2008 exposed several vulnerabilities in the accounting standards for financial instruments. One of the most significant criticisms was the incurred loss model under IAS 39, which delayed the recognition of credit losses. In response, the International Accounting Standards Board (IASB) introduced IFRS 9: Financial Instruments,…
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Continue reading →: Understanding BASEL Norms: The Global Benchmark for Banking Risk and StabilityIn the world of global finance, trust, transparency, and stability are the cornerstones of a resilient banking system. But how do we ensure banks operate safely and responsibly across different countries? That’s where the BASEL Norms come into play. Established by the Basel Committee on Banking Supervision (BCBS), these norms…
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Continue reading →: Factor Analysis: A Comprehensive Guide to Dimensionality Reduction and Latent Variable DiscoveryIn a world flooded with data, researchers and analysts often struggle to make sense of hundreds of variables. What if there was a way to reduce complexity and uncover the hidden structure behind observed data? Enter Factor Analysis — a powerful multivariate technique that simplifies data while preserving its core…
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Continue reading →: The Stages of Data Analysis in Business Research: From Raw Data to Insightful DecisionsIn today’s competitive and data-driven world, business research relies heavily on data analysis to uncover insights, test hypotheses, and inform strategic decisions. But data analysis isn’t just about running statistical tests — it’s a structured process involving multiple stages, each crucial for turning raw data into actionable intelligence. In business…
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Continue reading →: Understanding Operational Risk: The Hidden Vulnerability in Business OperationsWhen most people think of business risk, their minds jump to market volatility or credit defaults. But lurking beneath the surface of daily business activities is a less visible — yet equally significant — threat: Operational Risk. Operational risk is an inherent part of every organization, arising from internal processes,…
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Continue reading →: The Economics of Data: How Data Drives Modern EconomiesIn today’s digital age, data has become one of the most valuable resources, often referred to as the “new oil” (The Economist, 2017). But unlike oil, data is non-rivalrous, reproducible, and infinitely shareable. The economic value of data now underpins business models, public policy, and personal lives. Understanding the economics of data…
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Continue reading →: Sample Design for a Primary Study in Agricultural Research1. Introduction Sample design is a critical step in primary research that ensures data collected is representative, reliable, and statistically valid. Whether you’re conducting market research, social science studies, or product testing, a well-designed sample is crucial for collecting reliable data. For example, in agricultural studies, proper sampling helps in generalizing…
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Continue reading →: Sample Selection for Primary Research: A Guide to Ensuring Valid ResultsConducting high-quality primary research begins with selecting the right sample – a crucial step that directly impacts the validity and reliability of your study. Whether you’re running clinical trials, market research, or social science experiments, proper sample selection determines whether your findings can be generalized to the larger population. This…
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Continue reading →: Market Risk Analytics: A Guide to Navigating Financial UncertaintyIn the dynamic world of finance, market risk is an ever-present challenge. Market risk, also known as systematic risk, refers to the potential for financial losses due to changes in market factors such as interest rates, exchange rates, equity prices, and commodity prices. Market risk analytics has emerged as a…
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Continue reading →: Focus Group Discussions (FGDs): An Effective Tool for Field Assessment and Mixed Method ResearchAuthor: Dr. Sindhuja C. V., Ph.D (IISc), Senior Research Consultant IntroductionField assessments in research demand strong qualitative methods to capture diverse perspectives, experiences, and insights from participants. Among these methods, Focus Group Discussions (FGDs) have emerged as a powerful tool for collecting qualitative data in mixed-method research. Whether used alone…
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Continue reading →: Questionnaire Development: An Overview of Designing Effective SurveysQuestionnaires are one of the most widely used tools in research, marketing, and data collection. Whether you’re conducting academic research, gathering customer feedback, or assessing employee satisfaction, a well-designed questionnaire is essential for obtaining accurate and meaningful data. However, creating an effective questionnaire requires careful planning, attention to detail, and…
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Continue reading →: The Critical Role of Business Analytics in Managerial Decision-MakingIn today’s fast-paced and data-driven business environment, making informed decisions is crucial for success. Business analytics has emerged as a powerful tool that empowers managers to transform raw data into actionable insights, enabling them to make smarter, faster, and more effective decisions. From optimizing operations to identifying market trends, business…
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Continue reading →: Credit Risk Analytics: Strategies for Smarter Lending and Risk ManagementIn the world of finance, lending is a cornerstone of economic growth, but it comes with inherent risks. Credit risk—the possibility that a borrower may default on their obligations—is one of the most significant challenges faced by banks, financial institutions, and lenders. Credit risk analytics has emerged as a critical…
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Continue reading →: Financial Risk Analytics: A Guide to Managing Financial UncertaintyIn the ever-evolving world of finance, managing risk is a critical component of success. Financial risk analytics has emerged as a powerful tool for organizations to identify, measure, and mitigate financial risks, enabling them to make informed decisions and achieve their objectives. Whether you’re a financial institution, a corporate treasury,…
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Continue reading →: Risk Analytics: A Comprehensive Guide to Managing UncertaintyIn today’s fast-paced and unpredictable business environment, managing risk is more critical than ever. Risk analytics has emerged as a powerful tool for organizations to identify, assess, and mitigate risks, enabling them to make informed decisions and achieve their objectives. Whether you’re in finance, healthcare, supply chain management, or any…
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Continue reading →: Mastering Hypothesis Testing: A Step-by-Step Guide to Making Data-Driven DecisionsHypothesis testing is a fundamental concept in statistics and research that allows us to make data-driven decisions and draw meaningful conclusions. Whether you’re a researcher, data analyst, or business professional, understanding hypothesis testing is essential for interpreting data, validating assumptions, and solving problems. In this blog, we’ll explore what hypothesis…
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Continue reading →: The Evolution of Business Research: A Historical and Contemporary ViewBusiness research has come a long way from its early beginnings to its current state as a sophisticated, data-driven discipline. Over the years, it has evolved in response to changes in technology, globalization, and the complexity of business environments. Understanding this evolution provides valuable insights into how businesses have adapted…
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